About Montrava

The global wealth management landscape in 2025 presents unprecedented complexity. Normalized geopolitical frictions, deep industrial structure adjustments, and the accelerated implementation of technological revolutions are driving fundamental changes in investment logic. Montrava Equity Highlights, based on dynamic macroeconomic analysis, continues to optimize asset allocation models to build resilient wealth management solutions for high-net-worth clients.

Three Key Characteristics of the Current Wealth Landscape

1. Structural Inflation Pressures
   Energy transition and supply chain restructuring are driving up long-term production costs, highlighting the allocation value of physical assets. International institutional research shows that high-quality commercial real estate generally demonstrates strong hedging capabilities during inflation cycles.
2. Accelerated Technological Industrialization
   Commercial breakthroughs in artificial intelligence, biotechnology, clean energy, and other fields are creating new value growth points. The costs of clean technologies such as photovoltaic power generation continue to decline, and investment return cycles have significantly shortened.
3. Strengthened Policy Guidance
   Many countries are guiding capital flows through industrial subsidies and carbon pricing mechanisms. Policies such as the EU's Carbon Border Adjustment Mechanism are reshaping industry competition patterns.

Validation of the Necessity of Diversified Investment

Historical cycles have proven that single asset classes have high risk concentration in volatile markets. During 2020-2024, global stock markets experienced significant corrections, while alternative assets such as infrastructure showed relatively stable volatility. Montrava emphasizes that effective diversification should balance three dimensions:

• Asset classes (equity, debt, physical assets)
• Geographical distribution (mature markets and emerging economies)
• Investment horizons (short-term liquidity and long-term value capture)

Key allocation directions include:

• Renewable energy projects generating stable cash flows
• Private credit instruments with low default rates
• Policy-driven sustainable development sectors

Practice of the Three-Layer Allocation Framework

1. Core Defense Layer (40-50%)
   Allocate high-quality real estate and investment-grade bonds. For example, logistics real estate in the Asia-Pacific region maintains stable returns due to e-commerce development, and core commercial real estate provides inflation protection functions.
2. Strategic Growth Layer (30-40%)
   Seize industrial upgrading opportunities:
   • Information technology: Focus on computing infrastructure investment
   • Clean energy: Deploy policy-supported photovoltaic projects
   • Healthcare: Pay attention to innovative fields such as gene technology
3. Satellite Opportunity Layer (10-20%)
   Participate in cutting-edge fields through strict risk control, such as compliant digital asset platforms and climate technology funds.

Key Principles for 2025

Montrava's RiskMapper system continuously monitors global market signals to provide clients with a basis for allocation adjustments. We always believe that rigorous risk diversification and forward-looking布局 (layout) are the core paths to safeguarding wealth in uncertain markets.